Behind on your mortgage due to the COVID-19 pandemic?
Watch the video the below about the CARES Act mortgage forbearance or by clicking here. A forbearance allows you to pause or reduce mortgage payments for a period of time.
If you are behind on mortgage payments due to COVID-19 and need financial help, apply at www.capnh.org. New Hampshire Housing Relief applications are available through your local CAP agencies--call to ask for a paper application or apply online. Contact your local Community Action Partnership (CAP) agency or call 2-1-1 from any NH phone.
Learn about mortgage relief options.
Read about FHFA extends the moratorium on foreclosures here.
Call 211 to find a free HUD-approved Housing Counselor (just dial 2-1-1) to explore your options. Multilingual assistance and TDD access is also available. For those outside of New Hampshire, call 1-866-444-4211, or go to the 211 website here.
Apply for help from your Town or City Welfare Office. Read more about Local Welfare (No link available yet). Governor Sununu's Emergency Order #23 allows Local Welfare offices to transition to operating on-line, phone, or limited appointment -only operation, but Local Welfare must continue to do its job. If you have problems applying for welfare or to challenge welfare’s denial of assistance, call 603 Legal Aid at 603-224-3333 or 800-639-5290. Leave a message if you do not call between 9 AM and 1 PM. Be sure to say you are calling about welfare and give any deadlines you have.
Read the pamphlet "What to do if you can't pay your mortgage"
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Date: July 2021Author: Legal Advice & Referral Center